How to Pick the Right Life Insurance Policy Based on Your Age?

How to Pick the Right Life Insurance Policy Based on Your Age?

A life insurance policy is basically a contract between the policyholder and the insurer. In exchange for the premiums paid during the policyholder’s lifetime, a life insurance policy guarantees the insurer will pay a sum of money to named beneficiaries when the insured policyholder dies. All things being equal, it is always cheaper, and sometimes

A Quick Guide to Using the Right Gasoline Grade

A Quick Guide to Using the Right Gasoline Grade

What are the Different Types of Octane Ratings? The capacity of a fuel to resist knocking or “pinging” during combustion caused due to an air-fuel mixture that detonates prematurely within your engine is calculated by its octane rating. The Octane ratings in the US are 87 (Regular), 89-90 (Mid-Grade), and 91-94 (Premium). This rating is

Is Business Insurance Necessary for Freelancers?

Business Insurance

As a freelancer, you are your boss, and this can be very glamorous and enjoyable. However, with such great responsibility comes equally great risk. Being your boss means you do not have the luxury of protection that an employee has under their employer’s insurance policy. Regardless of the industry in which you work as a

How Rising Lumber Prices Are Affecting Home Insurance Rates

Home Insurance

At the foundation of every home insurance policy is a crucial factor- a home’s replacement cost. This factor is used to deduce a replacement cost estimate, which is simply the amount of money required to rebuild your house from scratch if the whole structure is burnt down or destroyed in a hurricane or similar disaster.

Things Freelancers Should Know about Getting a Life Insurance Policy

Life Insurance Plan

More and more people are choosing freelancing as a career, especially in the wake of the pandemic that left many people jobless. A 2014 study by Upwork, a freelance platform, revealed that one in three Americans had undertaken a freelance project over the past year. This number has only grown since then. There are many

Do I Need Another Life Insurance Policy If I Have One from Work?

Life insurance Policy

If you’re a salaried employee whose employer provides a life insurance policy, you might be tempted to think it’s enough. If you’re young, single, and debt-free, it might be enough. However, if you’re not, it probably isn’t. There is no legal limit to how many life insurance policies you can get. Despite this, insurance companies

Will My Home Insurance Cover Termite Damage?

Home Insurance Cover Termite Damage

Termites and other malicious insects can cause significant damage to your home in a short span of time. Repairing or replacing objects damaged by termites can cost you heavily. The good news is that in most cases, such damages are preventable. By proper care and maintenance of your house property, you can easily eliminate these