Category Archives: Homeowners
How Rising Lumber Prices Are Affecting Home Insurance Rates
At the foundation of every home insurance policy is a crucial factor- a home’s replacement cost. This factor is used to deduce a replacement cost estimate, which is simply the amount of money required to rebuild your house from scratch if the whole structure is burnt down or destroyed in a hurricane or similar disaster.
Will My Home Insurance Cover Termite Damage?
Termites and other malicious insects can cause significant damage to your home in a short span of time. Repairing or replacing objects damaged by termites can cost you heavily. The good news is that in most cases, such damages are preventable. By proper care and maintenance of your house property, you can easily eliminate these
Useful Tips to Prevent Room-Specific Home Emergencies
Home emergencies can happen at any time of day. They take a wide variety of forms, many of which can be prevented if you take care of your home and look for ways to avoid accidents. It only takes a few minutes to remove any obstacles that may lead to an accident or emergency in
Things to Know About Home Insurance for Those Living ‘Off the Grid’
Living off the grid is a term coined to describe a home that is able to run without dependency on outside companies and services. The homeowners are fully in charge of handling their basic necessities, including water, heat, power, and sewage. Some people choose to relocate from the city to the wilderness or remote areas
Will My Homeowners Insurance Cover Pest Infestations?
Knowing what is covered or not covered by your homeowners insurance is essential. You do not want to overestimate your claims and find out you didn’t have coverage for certain damages. Several pests are worth your concern, including bedbugs, termites, rats, mice, and cockroaches. Statistics say termites cost homeowners roughly $5 billion for remediation and
Homeowners, Were You Aware of These Myths About Homeowners Insurance?
With every insurance policy, there are myths and misconceptions that can end up hindering homeowners from purchasing the right coverage. While there are many misconceptions out there that seem plausible and convincing, it’s important to separate fact from fiction. To help you better understand coverage, take a look at the truth behind these common homeowners
Common Reasons Why Your Home Insurance Claim Would Be Rejected
As a homeowner, you do a lot of things to ensure your home is safe. You lock the doors, clean out the gutters, test fire alarms monthly. Yet, when disaster strikes in the home, you go to file a claim and find out its been declined by your insurance company. Don’t fall victim to this
