Category Archives: Life

Why People Put Off Buying Life Insurance (and Why They Shouldn’t)

a family smiling at camera

Common reasons people don’t buy life coverage.   It’s not uncommon for families to put off buying life insurance. The excuses that come up are usually the same. Purchasing life insurance may not seem like a priority but accidents can happen when you least expect them. When you put off buying life insurance, your family

How E-Cigarettes Impact Life Insurance Rates

a man smoking an e-cigarette

The effect of e-cigs on your life insurance premiums.   Electronic cigarettes, commonly known as e-cigs, are one of the fastest-growing trends in the tobacco industry. While most e-cigarettes contain addictive nicotine and carcinogens, they are typically considered “safer” than cigarettes because they don’t contain tobacco. Although they are getting more popular by the day,

Is It Risky to Drop Life Insurance Coverage During Tough Financial Times?

someone pulling money out of a wallet

Determine if you should cancel your life coverage. Most people purchase life insurance coverage to help keep their family financially above water when the policyholder is no longer around. It can be difficult to put money toward something that you hope never happens, especially if you and your family are struggling to make ends meet.

Pros and Cons of Group Life insurance Through Your Employer

life insurance folder

Should you get life insurance from your employer?  Perhaps you’ve been meaning to buy life insurance but just haven’t gotten around to it yet. If you recently started a new job, you might have a chance to get life insurance through your employer at little or no cost. Many employers offer free life insurance as

What Could Keep You From Getting Life Insurance?

airplane view

These factors could keep you from securing life insurance coverage. Life insurance can provide a financial safety net for your loved ones when you are no longer around. Purchasing a policy is an important part of protecting your family and planning future finances. However, some people may struggle to get approved for a policy. We

How to Review Your Insurance This New Year

How to Review Your Insurance This New Year

Spare a few minutes this New Year to review your insurance policies. As the calendar turns from 2018 to 2019, it is likely that you will be thinking of New Year’s resolutions. At the top of most people’s list is money and how to spend more wisely. The New Year provides a great opportunity to

Should Newlyweds Get Life Insurance?

Should Newlyweds Get Life Insurance?

Just married? Here’s why you should consider life insurance. As a newly married couple, buying life insurance is probably the last thing on your mind. Even though you just spoke the words “until death do us part,” you might be convinced that it is so many years away. You’re young and healthy, do you need