Category Archives: Life

Give the Gift of Life Insurance for the Holidays

presents under tree

Gift your loved ones with a life insurance policy.   Are you out of ideas on what to get your loved ones this holiday? Do they already have everything they need and want? Perhaps it’s time to start thinking outside of the box. Gifting your loved ones with something long-lasting and valuable is a great

What New Parents Should Know About Life Insurance

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Are you a new parent? Make sure to review your life insurance coverage.  Having a child is one of the most scary and beautiful things that a person can experience. Having a little someone completely dependent on you is a new level of responsibility – and one that should be taken seriously. When you bring

Why People Put Off Buying Life Insurance (and Why They Shouldn’t)

a family smiling at camera

Common reasons people don’t buy life coverage.   It’s not uncommon for families to put off buying life insurance. The excuses that come up are usually the same. Purchasing life insurance may not seem like a priority but accidents can happen when you least expect them. When you put off buying life insurance, your family

How E-Cigarettes Impact Life Insurance Rates

a man smoking an e-cigarette

The effect of e-cigs on your life insurance premiums.   Electronic cigarettes, commonly known as e-cigs, are one of the fastest-growing trends in the tobacco industry. While most e-cigarettes contain addictive nicotine and carcinogens, they are typically considered “safer” than cigarettes because they don’t contain tobacco. Although they are getting more popular by the day,

Is It Risky to Drop Life Insurance Coverage During Tough Financial Times?

someone pulling money out of a wallet

Determine if you should cancel your life coverage. Most people purchase life insurance coverage to help keep their family financially above water when the policyholder is no longer around. It can be difficult to put money toward something that you hope never happens, especially if you and your family are struggling to make ends meet.

Pros and Cons of Group Life insurance Through Your Employer

life insurance folder

Should you get life insurance from your employer?  Perhaps you’ve been meaning to buy life insurance but just haven’t gotten around to it yet. If you recently started a new job, you might have a chance to get life insurance through your employer at little or no cost. Many employers offer free life insurance as

What Could Keep You From Getting Life Insurance?

airplane view

These factors could keep you from securing life insurance coverage. Life insurance can provide a financial safety net for your loved ones when you are no longer around. Purchasing a policy is an important part of protecting your family and planning future finances. However, some people may struggle to get approved for a policy. We