What to Do When Switching Auto Insurance Providers

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4 steps to make switching your car insurance provider simple.

 

If you’ve been with your auto insurance company for a while, you may find that you can get a better deal somewhere else. After all, few insurers reward many years of loyalty. The good news is that you can switch your car insurance provider at any time. To make it simple, take a look at these few tips.

 

Compare coverage

You’ve done a quick search and found a cheap policy that you’d like to switch to. Before you do, take the time to conduct some research. The quote that you’ve found may not always be the premium you pay. It’s also worth considering your coverage. Review what coverage you have now and what the cheap policy would offer you. Too little insurance leaves your finances exposed, which isn’t worth the immediate savings. Understand what level of coverage you desire and then work from there.

 

Contact your current car insurance carrier

Every company is competitive and hates to lose its customers. The same applies to insurance companies. Call your carrier and tell them about the policy you’re looking to switch to. They may be able to work with you to lower your premium without sacrificing coverage. If not, then take the next steps to cancel coverage.

 

Don’t lapse coverage

When you make the switch, it’s incredibly important that your old policy ends when your new one begins. Insurance companies look closely at any gaps in coverage, and you could be penalized for having just a few days of no coverage. What’s more, it’s illegal to drive without auto insurance.

 

Update your documents

With a new insurance provider comes new ID cards and documents to keep safe. Make sure you have paper and electronic copies of everything to fall back on. Carry around your new ID card that you will need in case you get pulled over.

 

Do you have more questions regarding your car insurance? For your car insurance needs in Phoenix, Arizona, contact the professionals at American Premier Insurance. We are ready to get you reliable coverage.