Teenage Drivers and Your Insurance: What You Should Know

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It’s a momentous occasion – Your teen just got their driver’s license! Although you’re incredibly proud of them for completing this milestone, it’s also a nerve-racking time as they take the wheel. After all, the statistics are concerning – motor vehicle crashes continue to be the leading cause of death in the U.S. for 15 to 20-year olds. If your teen has recently received their driver’s license, take a look at these tips.

Set driving boundaries

Discuss driving guidelines and boundaries with your teen before letting them have the keys. Perhaps you don’t want them driving more than 30 minutes away from home, driving at night, or driving their friends – at least until they have built up their confidence behind the wheel.

Explain the consequences

As an adult, you are well aware of the driving risks that motorists face every day. However, your teenager may not understand the consequences of their driving actions. Talk to your teen about how even a moment of distraction can have damaging effects.

Lead by example

Practice safe driving when you’re behind the wheel. Follow the rules of the road, avoid distracted driving, and your teenager is more likely to follow suit.

Review your insurance

Talk to your current insurance company about when you must add your child to your auto policy. As the teen driving group comes with significant risk, don’t be surprised if your premium jumps up. Shop around and get quotes from other car insurance companies to ensure you have the best rate. Remember to monitor your child as a driver and insist on good driving behavior.

Do you have more questions regarding your car insurance? For your car insurance needs in Phoenix, Arizona, contact the professionals at American Premier Insurance. We are ready to get you reliable coverage.